Credit Risk Manager

4682390
  • Job type

    Permanent
  • Location

    Nottingham / Remote
  • Working Pattern

    Full-time
  • Specialism

    Credit Control
  • Industry

    Banking & Financial Services
  • Pay

    £60k - £75k

Credit Risk Manager - Nottingham / Remote - B2C

Your new company
My client are a personal finance lender who work with a variety of customers who need flexible and affordable short-term finance.

Your new role
We are seeking a skilled professional with extensive hands-on experience in credit scores and scorecards. The ideal candidate will have expertise in developing, validating, and monitoring both custom and bureau-based scoring models.

Key responsibilities include:
  • Working with credit bureau data (e.g., TransUnion, Experian) to develop credit strategies, enhance models, and segment risk.
  • Designing and implementing advanced statistical models to assess credit risk, optimize credit scoring, and improve underwriting strategies.
  • Developing and maintaining predictive models such as Probability of Default (PD) to forecast customer behaviour and support credit decisioning.
  • Performing exploratory data analysis and data cleaning to ensure high-quality inputs for model development.
  • Leading A/B testing and controlled experiments to evaluate the effectiveness of credit strategies and policies.
  • Translating complex data insights into actionable recommendations for stakeholders through clear, concise presentations.

What you'll need to succeed
  • Degree in a relevant subject such as Data Science, Statistics, Economics, or a similar field
  • Experience in the Financial Services Industry
  • Experience working with large data sets
  • Proficiency in Python, R, SQL, or other programming languages
  • Proficiency in Excel
  • Ability to communicate technical insights effectively to non-technical audiences
  • Detail-oriented and process-driven with a focus on continuous improvement
  • Comfortable working in a fast-paced, evolving environment
  • Experience working with credit bureau data (Preferred / not essential)
  • Experience using Salesforce and data visualisation tools (Preferred / not essential)
What you'll get in return

  • Competitive - based on experience.
  • 25-days annual holiday (rising by 1 each year to 30) + Bank Holidays.
  • A great work-life balance with flexible working options.
  • Long-term progression in a growing company.
  • Private Healthcare.
What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.
If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career.

Apply for this job

Talk to Neil Jones, the specialist consultant managing this position

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