Job type
PermanentLocation
LondonWorking Pattern
Full-timeSpecialism
Risk ManagementIndustry
Banking & Financial ServicesPay
Competitive
Senior Credit Risk Manager – NBFI
A leading international financial institution is seeking an experienced Senior Credit Risk Manager to join its Credit Risk function. This role sits at the heart of the credit decision-making process, providing independent risk assessment, challenge, and oversight across a portfolio with a strong focus on Non-Bank Financial Institutions (NBFI).
You will play a key role in shaping credit decisions, influencing senior stakeholders, and ensuring robust risk management practices across a diverse and dynamic portfolio.
Key Responsibilities
- Produce high-quality credit evaluation reports covering transaction overviews, financial and non-financial risk analysis, key risks, mitigants, and clear credit recommendations
- Ensure all credit proposals are aligned with internal credit policies, risk appetite, and governance standards
- Primarily support NBFI transactions, with exposure to other sectors as required
- Provide effective challenge and guidance to Front Office proposals while maintaining independence within the credit process
- Draft and present credit papers and recommendations to Credit Committee
- Deliver timely, well-structured risk analysis to senior stakeholders, including Head of Credit Risk and senior committees
- Conduct post-lending monitoring, including:
- Ongoing review of credit exposure and limits
- Monitoring borrower financial performance and industry trends
- Ensuring compliance with covenants and conditions throughout the loan lifecycle
- Perform credit reviews and industry research for new and existing clients (including annual reviews)
- Proactively monitor sector trends and emerging risks
Skills & Experience
- 8–10+ years’ experience in credit risk / credit analysis, with a strong focus on NBFI clients
- Deep understanding of credit risk across sectors, geographies, and client types
- Strong expertise in financial analysis, projections, and stress testing
- Excellent knowledge of macroeconomic and industry dynamics
- Proven ability to challenge stakeholders and influence decision-making
- Strong analytical, problem-solving, and negotiation skills
- Collaborative approach with the ability to work both independently and as part of a team
- Positive, proactive mindset with a strong sense of ownership
What’s on Offer
- Competitive salary and performance-based bonus
- High-visibility role with exposure to senior stakeholders and decision-making forums
- Opportunity to work within a respected and growing international platform
- Hybrid working environment
- Strong career development opportunities within credit risk
Apply
If you are an experienced credit professional looking to step into a strategic, high-impact role within a dynamic environment, we welcome your application
