Current Accounts Jr. Architect
JOB_53910674793042Job type
ContractLocation
KnutsfordWorking Pattern
Full-timeSpecialism
Banking And Finance TechnologyIndustry
Banking & Financial ServicesPay
£495 per day
Contract Opportunity - Current Accounts Jr. Architect - Knutsford
Join a leading Banking and Financial service provider as a Current Accounts Jr. Architect!
Job Overview:
Expertise in Current Accounts, specifically Packaged Accounts / Paid-for Accounts, who has worked on large-scale UK retail banking platforms such as Nationwide, Santander, Lloyds, or similar Tier-1 banks. The ideal candidate brings end-to-end architecture experience across customer onboarding, eligibility, benefits management, charging, servicing, and account lifecycle scenarios. The role requires domain knowledge, solution design capability, and hands-on engagement with engineering and product teams across a multi-platform environment.
Location: Knutsford
Rate: In-scope IR35 £495 per day (via a Hays Approved Umbrella Company).
Contract Duration: 31/12/2026
Work Schedule: 2–3 days on-site/week
Key Responsibilities
- Architecture and solution design for Current Account and Packaged Account journeys across origination, servicing, charging, and account maintenance
- Creation of high-level and low-level architecture artefacts aligned with barclays enterprise architecture standards
- Collaboration with Product Owners, Business Analysts, Engineering Leads, and Platform SMEs to define functional and non-functional requirements
- Modernisation of legacy account platforms into strategic target systems and reusable APIs
- Review of existing architectures with recommendations to improve scalability, performance, resilience, and regulatory compliance
- Support for regulatory and compliance initiatives, including FCA requirements, packaged account suitability, disclosures, and fee-related rules
- Provision of architectural governance, ensuring adherence to security, data, integration, and technology standards
- Partnership with upstream and downstream platforms including payments, statements, digital channels, fraud/risk, and customer communications
- Guidance to engineering teams during build and delivery phases to ensure alignment with approved architectural intent
Experience & Expertise
- Extensive experience in banking technology, with 3+ years operating in architecture-focused roles.
- Deep domain expertise in Current Accounts, including:
- Packaged and paid-for accounts
- Monthly charging models
- Customer benefit eligibility
- Account lifecycle management
- Overdrafts, mandates, and account switching (CASS)
Banking Platforms & Transformations
- Proven experience working with major UK retail banking platforms, such as Nationwide, Santander, Lloyds, HSBC, and RBS/NatWest.
- Strong track record of delivering large-scale transformation programmes, covering:
- Core banking platforms
- Customer onboarding solutions
- Account servicing and digital channels
- API-led and service-based integrations
Architecture & Delivery
- Skilled at translating business requirements into scalable, resilient, and secure architectural solutions.
- Solid understanding of modern architectural approaches, including:
- Microservices-based architectures
- Event-driven design
- Cloud-native principles (nice to have, subject to client’s
technology context)
- Experienced in Agile delivery environments, collaborating closely with cross-functional squads.
Stakeholder Engagement
- Strong communication and influencing skills, with the ability to articulate architectural decisions, manage trade-offs, and engage effectively with senior stakeholders.
Nice to Have
- Prior exposure to client platforms, processes, or architecture frameworks.
- Experience with regulatory, compliance, and financial crime considerations relevant to retail banking products.
- Understanding of UK packaged account frameworks, including integrations for services such as travel insurance and breakdown cover.
Additional Information:
Interview Process: In Person / Teams
How to Apply:
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.
If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.
Current Accounts Jr. ArchitectJOB_539106747930422026-04-302026-07-29
Talk to Anurag Gupta, the specialist consultant managing this position
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JOB_53910674793042